These days couples tend to get married later when they're well into adulthood. But being a fully qualified grown-up doesn't mean you're quite ready for the complications that arise when you find yourself sharing not just a bedroom but a bank account.
One of the most common reasons for divorce is continual conflict and arguing. You may not want to talk about tough issues, but it's important to learn how to do it well. Be sure to sit down with your soon-to-be-spouse and cover these important topics to make sure you're ready to build a future together that will make you both happy.
1. Credit and Debt
This could be a really tough conversation or a simple one. If one or both of you is facing a lot of debt, take a look at your monthly payments and total repayment plan to make sure you know what impact it could have to combine your finances. Even if both of you are in really good shape, you should talk about what steps you want to take to keep good credit. Consider subjects like identity theft protection, loan consolidation, and other ways to make sure you're in the best possible position.
2. Money Management
If you know money will be tight, you'll want to start planning your budget now to get ready for the time ahead.
3. Children and Family
4. The In-Laws
Discuss hypothetical situations. What if one of you has a more demanding job or a higher-paying job and what it'll mean for your future. It's time to talk about your goals; whether you want to stay on your career path or try a different one.
Being engaged is a busy and stressful time, but you can breathe a little easier once you know that you and your future spouse are ready for some of life's biggest challenges.